Personal finance note:Every words below is only for education purpose only. D o your own research before investing on the stocks or any other ways of investing your money. keynote to read twice before reading the rest. intro: we get a paycheck as in the form of monthly salary .At the month end we are in shortage of money. This occurs for means how your financial management is going ? you think it always right. let discuss about it . The reason is that poor financing has no idea about investing . There are different ways for investment of money. To diversify your investment more than four is enough make it long term in those investments. Following procedures we need to check these before investing on anything like investing on gold . Term insurance (person to person varies these that monthly expenses x 25 times is your insurance add the house loans, debt for the education loan , hospital expenses debt ,etc,, add all and then take your insurance and also check the other ...